Hyatt’s credit card crackdown: is it time to cancel your card?

When planning a luxurious getaway, discerning travelers often turn to the renowned Hyatt brand for exceptional accommodations. But one question that frequently arises is whether Hyatt places a hold on credit cards during the booking process. This blog post aims to delve into this topic, providing comprehensive information to help you navigate the Hyatt credit card authorization process with ease.

Understanding Authorization Holds

Before exploring Hyatt’s specific policies, it’s essential to grasp the concept of authorization holds. When you make a reservation, the hotel temporarily reserves a specific amount on your credit card. This hold ensures that the hotel has a guarantee of payment in case you cancel or fail to show up.

Hyatt’s Credit Card Hold Policy

Now, let’s address the central question: does Hyatt put a hold on credit cards? The answer is yes, Hyatt does place authorization holds when you book a stay. The amount of the hold varies depending on the hotel and the length of your stay. Generally, it covers the estimated room charges, taxes, and potential incidentals.

Factors Influencing the Hold Amount

Several factors can influence the amount of the authorization hold, including:

• Hotel Category: Upscale and luxury Hyatt properties typically have higher hold amounts than budget-friendly options.
• Length of Stay: Extended stays may result in larger holds to cover potential room charges.
• Room Type: Premium room categories or suites often come with higher hold amounts.
• Time of Year: During peak season or special events, hotels may increase authorization holds due to higher demand.

When the Hold is Released

The authorization hold is typically released within 24 to 48 hours after your check-out date. However, it may take longer in certain circumstances, such as during holidays or if the hotel is experiencing high occupancy.

Impact of the Hold on Your Credit Limit

The authorization hold temporarily reduces your available credit limit on the associated credit card. This means that you may not be able to use that portion of your credit until the hold is released.

Avoiding Authorization Holds

While authorization holds are a common practice in the hotel industry, there are a few ways to minimize their impact:

• Prepay Your Stay: Paying for your stay in advance can eliminate the need for an authorization hold.
• Use a Credit Card with a High Credit Limit: This ensures that the hold will not significantly affect your available balance.
• Contact the Hotel: In some cases, you may be able to negotiate a lower hold amount with the hotel directly.

Recommendations: Navigating Hyatt’s Credit Card Hold Policy

Understanding Hyatt’s credit card hold policy is essential for seamless travel planning. By being aware of the factors that influence the hold amount and knowing the timeframe for its release, you can avoid potential inconveniences and enjoy a stress-free stay.

Questions You May Have

Q: Why does Hyatt place authorization holds on credit cards?
A: Authorization holds guarantee payment in case of cancellation or no-show and cover estimated room charges and incidentals.

Q: How long does it take for Hyatt to release the authorization hold?
A: Typically 24 to 48 hours after check-out, but it may take longer during peak periods.

Q: Can I avoid authorization holds?
A: Yes, by prepaying your stay, using a credit card with a high limit, or negotiating with the hotel.

Q: What if the authorization hold exceeds my credit limit?
A: Contact the hotel to arrange an alternative payment method or increase your credit limit.

Q: Can I use my credit card for incidentals if there’s an authorization hold?
A: Yes, but the amount you can spend will be reduced by the hold amount.