What To Know
- For instance, if you have a Marriott credit card with a foreign transaction fee of 2.
- Yes, the Marriott Bonvoy Brilliant® American Express® Card has a foreign transaction fee of 2.
- The foreign transaction fee for the Marriott Bonvoy Boundless® Credit Card is 2.
When embarking on international adventures, discerning travelers often ponder the financial implications of using their credit cards abroad. One common question that arises is whether the Marriott credit card imposes foreign transaction fees. In this comprehensive guide, we will delve into this topic, exploring the various Marriott credit cards and their respective policies regarding foreign transaction fees.
Marriott Credit Card Options
Marriott offers a range of credit cards tailored to different travel needs and preferences. Understanding the nuances of each card’s foreign transaction fee policy is crucial before making a choice.
Marriott Bonvoy Brilliant® American Express® Card
- Foreign Transaction Fee: 2.7%
Marriott Bonvoy Boundless® Credit Card
- Foreign Transaction Fee: 2.7%
Marriott Bonvoy Business® American Express® Card
- Foreign Transaction Fee: 2.7%
Marriott Bonvoy Bold® Credit Card
- Foreign Transaction Fee: 2.7%
Understanding Foreign Transaction Fees
Foreign transaction fees are charges levied by credit card companies when cardholders make purchases outside their home country. These fees are typically expressed as a percentage of the transaction amount. For instance, if you have a Marriott credit card with a foreign transaction fee of 2.7% and you make a purchase of $100 in a foreign country, you will be charged an additional $2.70.
Marriott Credit Card Foreign Transaction Fee Policy
All Marriott credit cards currently impose a foreign transaction fee of 2.7%. This fee applies to purchases made in any country outside the cardholder’s home country. The fee is calculated as a percentage of the transaction amount, including any taxes or fees.
Avoiding Foreign Transaction Fees
While Marriott credit cards do charge foreign transaction fees, there are ways to minimize these expenses:
- Use a credit card without foreign transaction fees: Some credit cards, such as the Chase Sapphire Preferred® Card, offer no foreign transaction fees.
- Consider exchanging currency before traveling: This can help you avoid paying the foreign transaction fee on every purchase.
- Pay for large purchases in your home currency: If possible, try to make large purchases in your home country before traveling to avoid the foreign transaction fee.
Alternatives to Marriott Credit Cards for International Travel
If you frequently travel internationally and want to avoid foreign transaction fees, consider the following credit cards:
- Capital One Venture X Rewards Credit Card: No foreign transaction fees.
- Chase Sapphire Reserve®: No foreign transaction fees.
- American Express® Gold Card: No foreign transaction fees.
Final Thoughts: Navigating Foreign Transaction Fees with Marriott Credit Cards
Understanding the foreign transaction fee policy of your Marriott credit card is essential for managing your expenses while traveling abroad. By carefully considering the fees and exploring alternatives, you can make informed decisions that minimize the impact of these charges on your budget.
Questions You May Have
1. Does the Marriott Bonvoy Brilliant® American Express® Card have foreign transaction fees?
Yes, the Marriott Bonvoy Brilliant® American Express® Card has a foreign transaction fee of 2.7%.
2. How much is the foreign transaction fee for the Marriott Bonvoy Boundless® Credit Card?
The foreign transaction fee for the Marriott Bonvoy Boundless® Credit Card is 2.7%.
3. Is there any Marriott credit card that does not have foreign transaction fees?
No, all Marriott credit cards currently impose a foreign transaction fee of 2.7%.
