Credit card conundrum solved: virgin voyages’ card explained

Yes, Virgin Voyages offers a co-branded credit card issued by Barclays Bank Delaware. The Virgin Voyages Credit Card is designed to provide exclusive benefits and rewards to avid cruisers who frequently sail with the luxury cruise line.

Key Features of the Virgin Voyages Credit Card

• Welcome Bonus: Earn 25,000 bonus points after making $2,000 in purchases within the first 90 days of account opening.
• Unlimited 5% Back: Earn 5% back on all Virgin Voyages purchases, including cruises, onboard expenses, and excursions.
• 2% Cash Back: Earn 2% back on all other purchases.
• Anniversary Bonus: Receive 10,000 bonus points each year on your account anniversary.
• Exclusive Perks: Enjoy priority boarding, complimentary cabin upgrades, and access to exclusive events and experiences.
• No Foreign Transaction Fees: Make purchases worldwide without worrying about additional charges.
• Low Annual Fee: The annual fee for the Virgin Voyages Credit Card is $95, which is waived for the first year.

Benefits of Using the Virgin Voyages Credit Card

• Maximize Savings: Earn substantial rewards on all Virgin Voyages bookings and purchases.
• Enhanced Cruise Experience: Enjoy exclusive perks and privileges that elevate your onboard experience.
• Flexible Rewards: Redeem your points for future Virgin Voyages cruises, onboard credit, or a variety of travel and lifestyle rewards.
• Convenience: Manage your account and redeem rewards easily through the Virgin Voyages app.
• Peace of Mind: Benefit from travel protections, such as trip cancellation and baggage delay insurance.

Eligibility Requirements

To qualify for the Virgin Voyages Credit Card, you must:

• Be a U.S. citizen or permanent resident.
• Have a good credit history.
• Meet Barclays’ income requirements.

How to Apply

You can apply for the Virgin Voyages Credit Card online at the Barclays website or through a Virgin Voyages representative. The application process typically takes a few minutes, and you will receive a decision within a few business days.

Redemption Options

You can redeem your Virgin Voyages Credit Card points for:

• Virgin Voyages Cruises: Book future cruises with your points, including upgrades and special offers.
• Onboard Credit: Use your points to cover onboard expenses, such as dining, entertainment, and spa treatments.
• Travel Rewards: Redeem your points for flights, hotel stays, and other travel experiences.
• Lifestyle Rewards: Choose from a wide range of lifestyle rewards, including gift cards, merchandise, and charitable donations.

Answers to Your Questions

Q: How many points do I earn for every $1 spent on Virgin Voyages purchases?
A: You earn 5% back on all Virgin Voyages purchases.

Q: What is the annual fee for the Virgin Voyages Credit Card?
A: The annual fee is $95, which is waived for the first year.

Q: Do I get a welcome bonus when I open a Virgin Voyages Credit Card account?
A: Yes, you can earn 25,000 bonus points after making $2,000 in purchases within the first 90 days of account opening.

Q: Can I use my Virgin Voyages Credit Card points to book flights?
A: Yes, you can redeem your points for flights through the Virgin Voyages travel portal.

Q: How do I redeem my Virgin Voyages Credit Card points?
A: You can redeem your points online through the Virgin Voyages app or by calling the rewards redemption center.

Q: Is the Virgin Voyages Credit Card worth it?
A: The Virgin Voyages Credit Card is a valuable option for frequent Virgin Voyages cruisers who want to maximize savings and enhance their onboard experience.

Q: What is the credit limit for the Virgin Voyages Credit Card?
A: The credit limit varies based on your creditworthiness and income.

Q: Can I transfer my Virgin Voyages Credit Card points to other loyalty programs?
A: No, Virgin Voyages Credit Card points cannot be transferred to other loyalty programs.

Q: How do I contact Virgin Voyages Credit Card customer service?